Chase's Sapphire Reserve credit card became a millennial touchstone. I never got one when it first came out — and felt FOMO. Now I'm vindicated.

The Sapphire Reserve for Business will also be adopting the new Points Boost accelerator, which will allow cardholders to redeem their Ultimate Rewards® points for up to 2X value on select airline tickets and hotels booked through Chase Travel. Otherwise, it's a fixed 1 cent per point.

$120 Global Entry, TSA PreCheck or Nexus credit every four years. While it's a nice perk, it's pretty standard on travel cards that have an annual fee, so you may already have it. But even if it's your only card with the benefit and you use it every five years, it's worth about $24 a year, says Grossman.