Liability coverage decisions rarely feel urgent until something goes wrong, yet the way drivers pair (or separate) auto and umbrella insurance can quietly shape how well their assets hold up after a ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.