Today’s CD rates for January 20, 2026: Highest APYs range from 4.10% to 4.78%

The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...

Could the 4% CD today feel like a win a year from now? 5 pros on where CD rates will go in early 2026 — and whether you should lock in now

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled ...

CD Rates Today: January 15, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Best 6-month CD rates for January 2026

In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...
MarketWatch

The Fed just cut rates again, but this CD is still offering 6% and plenty more have 5%-and-up APYs

The Federal Reserve cut rates 25 basis points during its Dec. 10 meeting. “CD rates may drift down shortly after the meeting,” says Sam Taube, lead investing writer at NerdWallet. So, pros suggest ...