Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the ...

A car insurance broker is worth it for some drivers. They can help you find affordable insurance with the right amount of protection for you. You may have to pay a small fee to use an auto insurance ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

The overall severity of the car accident and the resulting cost of an insurance claim can affect a rate increase. A minor parking lot fender bender typically won’t have the same impact as a major ...