Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

Equitable is known for dependable policy illustrations, which can make it easier to see how your cash value might grow over ...

These rankings are based on feedback from thousands of life insurance customers.

Guardian and MassMutual top our list of the best term life insurance companies in 2025 — see how companies compare. Many, or all, of the products featured on this page are from our advertising ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Knowing the factors that affect rates can help you find a better deal ...

MassMutual’s flexible payment options are best for those interested in paying off policies early. New York Life is known for fast applications while Penn Mutual has lots of rider options to customize ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Nationwide stood out in our review for customer service. It earned the highest score on our Consumer Sentiment Index and has ...