Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Key Takeaways A lowered credit limit isn’t always personal since issuers often cut limits as part of broader changes.The major issue could involve your credit utilization ratio, which jumps overnight ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

New York (CNN) — Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off her mortgage early and closed her old credit cards to clean things up -- ...

A drop in your credit score can sometimes be surprising, especially when you pay your bills on time, use your credit card wisely, and avoid risky loans. Yet, your score still drops slightly every few ...