Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Whether you want to increase your credit score or repair issues of the past, knowing what can trip you up can help ensure you ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...