No matter how diligent you are with your money, there are a variety of unpleasant life events that can temporarily put a crimp in your credit, such as a medical emergency or a job loss. To make ...

Late payments can damage your credit, especially if you stop paying your loans or credit cards for an extended period of time. And while we usually tell you that there are no shortcuts when it comes ...

Could you boost your credit score just by writing a letter? Find out here. Image source: Getty Images. A high credit score is essential to get approved for financing and to get loans at favorable ...

A goodwill letter is a DIY approach where you directly contact creditors to request the removal of negative marks due to extenuating circumstances. In contrast, credit repair services are third-party ...

Your credit score is affected by numerous factors, but late payments on your credit card, mortgage and auto loan can be among the worst ways to damage your score. No matter the reason for your ...

Late payments can stay on your credit reports for seven years, hurting your credit health and making it harder to get approved for financing. Of the five factors that determine FICO credit scores, ...