The prime rate is the lowest rate that consumers can borrow money from banks. It typically tracks with the federal funds rate and is generally about 3% higher than the Federal Reserve’s discount rate.

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, researcher, and ...

The neutral rate—the interest rate at which monetary policy is neither accommodative nor restrictive—is a theoretical concept that cannot be directly observed, only estimated. The neutral rate is an ...

The Federal Reserve held interest rates steady in its first meeting of 2026 after cutting three times last year. The pause reflects policymakers balancing moderate but persistent inflation against a ...

The Federal Reserve cut interest rates by 25 basis points on Wednesday. The central bank’s December meeting decision could affect some of the borrowing and savings rates consumers see every day. The ...

The Federal Reserve lowered interest rates by 25 basis points on Wednesday. The central bank’s move will have a ripple effect on many of the borrowing and savings rates consumers see every day. From ...