It’s easy to get sucked into focusing on a “magic number.” ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

If you have a retirement portfolio that's 70% stocks and 30% bonds, you may be able to sustain a 5% withdrawal rate without ...

There are definite pros and cons to taking a 401(k) withdrawal for this.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

Sheryl Rowling of Morningstar The greatest financial danger in retirement isn’t always the stock market. It’s the constant, ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first year of retirement and then spending that same amount, adjusted for inflation, every year after ...