There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

The average participant account balance increased 13% year over year in 2025, reaching an all-time high of $167,970.

Vanguard data shows Americans are pulling money out of their retirement accounts early at record rates to help make ends meet.

A record number of Americans tapped into their 401(k) retirement savings for hardship withdrawals last year due to financial ...

More Americans are making a move financial planners usually warn against.

MEMPHIS, Tenn. - A whopping 6% of Vanguard customers made an emergency hardship withdrawal in 2025, according to the ...

The average American has a little over $148,000 in retirement savings, according to the latest edition of Vanguard's How America Saves report. But this figure is a bit skewed by higher-balance ...

Vanguard’s VRIF ETF is tilting toward bonds to provide retirees stable income, balancing caution with a 4% annual payout target.

Are you on the hunt for a Target Date fund? You should think about starting with Vanguard Target Retirement 2055 Fund (VFFVX). VFFVX has no Zacks Mutual Fund Rank, but we have been able to look into ...

Still, many workers are diligently saving and investing for retirement. Among participants with defined contribution (DC) ...

Strong markets and disciplined saving lifted balances across generations, but rising withdrawals and financial stress hint at ...

Compared to other generations, baby boomers are the least prepared for retirement. See how your generation stacks up and ...