Here’s how the central bank’s interest rate moves influence car loans, credit cards, mortgages, savings and student loans.

But it's still a step in the right direction for borrowers, many of whom have contended with elevated rates on a variety of ...

The Fed controls one interest rate: the federal funds rate, the short-term rate banks use to borrow from each other. The ...

Credit cards: Just before the Fed cut its key rate in September ... risk in the short term that mortgage rates may drift ...

"For now, however, the effect of these cuts won't be ... no one should expect dramatically reduced credit card bills anytime ...

The bad news is that credit card interest rates probably won't drop by as much as the Fed funds rate. Also, the benefits of ...

However, the Fed takes a risk if it brings inflation down too much. Any major, rapid decline in economic activity can cause a ...

As expected, the Federal Reserve cut interest rates a quarter-percent today. That may not sound like much, but it can have a ...

Though the Federal Reserve has been cutting interest rates, mortgage rates have been increasing or holding steady. When will ...

As the Fed cuts rates again, here’s who loses, who wins and how to protect your money — and take advantage of the lower rate ...

After a September half-point cut, the reduction would bring the benchmark federal funds rate down three-quarters of a point ...