Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
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Best banks for CD rates for January 2026
Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
CD rates have already been drifting down, and more drops could hit soon. The Fed is expected to announce another rate cut today -- its third of the year -- which could push banks to trim their APYs ...
In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...
Rates on certificates of deposit (CDs) were high at this point last year, and many consumers opened new accounts to take advantage of them. Now, though, some of those CDs are starting to mature. "A ...
If you're looking to save some cash, now's a good time to lock in a guaranteed, inflation-beating return before savings rates potentially dip. Why's that? The Federal Reserve is set to meet at the end ...
Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...
Most Chinese CDs have a minimum threshold of CNY200,000 (USD28,720), but more expensive products have also appeared on the market. For example, Industrial and Commercial Bank of China launched a three ...
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