FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use BNPL data from Equifax

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by breaking down payments over time. However, until now, these loans have largely gone unnoticed by traditional credit scoring systems.

FICO will add buy now, pay later loans to credit scores, a move that could affect mortgage applicants as lenders begin factoring in the new credit data.