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Buy Now, Pay Later loans will soon affect some credit scores
Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a model more similar to layaway than to a traditional credit card. The loans are marketed as zero-interest, and most require no credit check or only a soft credit check.
FICO is launching credit scores that finally incorporate Buy Now, Pay Later data. Find out what that means for you and your ...
FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use ...
FICO announced a new model that will factor Buy Now, Pay Later (BNPL) loans into consumer credit scores, marking a ...
FICO launches new credit scores incorporating BNPL data, providing lenders with better insight into borrowers' repayment ...
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