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How much do you need in your pension to retire at 60 on £30,000 a year? Most people guess somewhere around £750,000. And if you’re working from the standard 4% rule — that’s exactly where you’d land. But that number doesn’t tell the whole story. 🔵 It doesn’t account for the State Pension. 🔵 It doesn’t account for a realistic withdrawal rate. 🔵 And it doesn’t account for the fact that your pot doesn’t have to do the same job every single year of retirement. When you factor all of that in, the
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How much do you need in your pension to retire at 60 on £30,000 a year? Most people guess somewhere around £750,000. And if you’re working from the standard 4% rule — that’s exactly where you’d land. But that number doesn’t tell the whole story. 🔵 It doesn’t account for the State Pension. 🔵 It doesn’t account for a realistic withdrawal rate. 🔵 And it doesn’t account for the fact that your pot doesn’t have to do the same job every single year of retirement. When you factor all of that in, the
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Most people spend 30 to 40 years building retirement savings but never learn how to protect them. A Fixed Indexed Annuity is designed to help your money: ✅ Grow based on a market index ✅ Never lose value because of a market downturn (subject to the terms of the contract) ✅ Provide the option for guaranteed lifetime income if elected ✅ Help reduce sequence of returns risk in retirement If you have an old 401(k), 403(b), TSP, pension, inheritance, or cash sitting in the bank, you may have more opt
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