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Credit score breakdown and how scores are calculated is something everyone should understand.⁠
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YouTubeBudget & Bloom
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Your credit score is not a measure of your financial wisdom, your income or your net worth. You do not have to keep borrowing money just to prove you can borrow money. There’s a better path: Make a plan for every dollar. Pay off debt with the debt snowball. Save an emergency fund. Then invest and build real wealth. That’s how you take control of your money and create the kind of financial peace an 850 credit score can never give you. #creditscore #debtfree #debtfreecommunity #debtpayoff
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YouTubeERIC HARLINGTON
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Most people check their credit score, see a number, and move on without understanding what that number is costing them. Every number is a bank rating you. And if a bank is the only way you know how to buy a house, then your score is your ceiling. That's just a fact. HOWEVER, some of the best deals I've ever done never touched a bank. No application. No score pulled. Just me and a seller agreeing on a price, a payment, and a timeline that worked for both of us. Your credit isn't stopping you. It'
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